NPRM

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Getting an ROI from the Limited Content Message
When the Consumer Financial Protection Bureau (CFPB or Bureau) issued its Outline of Proposed Rule for Debt Collection back in the summer of 2016, the industry applauded the CFPB’s plan for a limited content message (LCM). The LCM showed the power of the Bureau to actually do good and fixed the Foti problem that plagued the industry for years.
Is the CFPB’s Proposed Validation End Date a Wolf in Sheep’s Clothing?
Attorney and industry advocate Joann Needleman discusses what the proposed Validation End Date could really mean in the Proposed Rule. In the Notice of Proposed Rule (NPR), the Consumer Financial Protection Bureau (CFPB or Bureau) attempts to provide some clarity around the debt collector’s calculation and disclosure of the validation end date which is critical.
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What Are the Required E-Sign Disclosures for Debt Collectors?
E-Sign Disclosures for Debt Collectors are required in order to obtain the consumer’s consent and to be in compliance with the E-Sign Act. Here are the required disclosures.
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Don’t Confuse the “E’s”: Email and E-Sign Require Different Consents in the NPR
Email and E-Sign Require Different Consents in the NPR. Attorney and industry advocate Joann Needleman joins DAKCS as our guest industry expert diving deep into the CFPB Notice of Proposed Rule. Today she focuses on email and E-Sign requiring different consents in the Notice of Proposed Rule.
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Don’t Wait until There is a Final Rule; It’s Time to Start Thinking about Email, Text & Electronic Communication
Start to create a communication strategy as the CFPB Notice of Proposed Rule is here. Now that the Proposed Rule came into fruition, start thinking about ways to communicate via email, text, and electronically. With attorney and industry advocate Joann Needleman joining DAKCS as our guest industry expert we are diving deep into the CFPB ...
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DAKCS Introduces Compliance Conversation Series with Industry Advocate, Joann Needleman.
CFPB has issued Notice of Proposed Rule. DAKCS is excited to introduce attorney and industry advocate Joann Needleman as guest compliance thought leader. Joann brings experience and insight as a navigator and strategist to assist in the regulatory changes the debt collection industry is facing today. Recently PDCflow interviewed Joann Needleman as she is making ...