Notice of Proposed Rule

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Navigating the Safe Harbors of the NPR
The CFPB Proposed Rule for debt collection provides, in certain instances, some specific safe harbors. Samples of the safe harbors that focus on consumer communication are listed in this article and should be reviewed carefully. Some may be disguised as safe harbors but in actuality, they are potential defenses in the event a claim is asserted against the debt collector for a violation of the FDCPA.
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5 New Data Points of the Validation Notice Under the Proposed Rule
With the CFPB Proposed Rule, the debt collection industry is going to change. The newly proposed Validation Notice format in the CFPB’s NPR contains several new requirements that mean your client may need to send additional data, you may need to send more data to your vendors, and you may not be able to collect on certain accounts.
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What You Should Know About Submitting a Comment to the CFPB’s Notice of Proposed Rule for Debt Collection: Step-by-Step
What to know about when submitting a comment to the CFPB’s Notice of Proposed Rule for Debt Collection. A Step-by-Step Guide by Joann Needleman of Clark Hill. Many agencies and interested stakeholders are now thinking about submitting comments on the NPR to the CFPB.
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Don’t Confuse the “E’s”: Email and E-Sign Require Different Consents in the NPR
Email and E-Sign Require Different Consents in the NPR. Attorney and industry advocate Joann Needleman joins DAKCS as our guest industry expert diving deep into the CFPB Notice of Proposed Rule. Today she focuses on email and E-Sign requiring different consents in the Notice of Proposed Rule.
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Don’t Wait until There is a Final Rule; It’s Time to Start Thinking about Email, Text & Electronic Communication
Start to create a communication strategy as the CFPB Notice of Proposed Rule is here. Now that the Proposed Rule came into fruition, start thinking about ways to communicate via email, text, and electronically. With attorney and industry advocate Joann Needleman joining DAKCS as our guest industry expert we are diving deep into the CFPB ...