Compliance

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What Lavallee means for the NPR and Electronic Communications.
The Consumer Financial Protection Bureau’s (CFPB or Bureau) effort to address electronic communication in the Notice of Proposed Rulemaking (NPR) must be applauded. Its 2019 and when was the last time you wrote a letter, licked a stamped, or even wrote a check to pay a bill? We are moving into a new age and the ways of contacting a consumer needs to evolve accordingly.
Is the CFPB’s Proposed Validation End Date a Wolf in Sheep’s Clothing?
Attorney and industry advocate Joann Needleman discusses what the proposed Validation End Date could really mean in the Proposed Rule. In the Notice of Proposed Rule (NPR), the Consumer Financial Protection Bureau (CFPB or Bureau) attempts to provide some clarity around the debt collector’s calculation and disclosure of the validation end date which is critical.
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What You Should Know About Submitting a Comment to the CFPB’s Notice of Proposed Rule for Debt Collection: Step-by-Step
What to know about when submitting a comment to the CFPB’s Notice of Proposed Rule for Debt Collection. A Step-by-Step Guide by Joann Needleman of Clark Hill. Many agencies and interested stakeholders are now thinking about submitting comments on the NPR to the CFPB.
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Debt Collectors and Creditors Need to Learn the New Vocabulary of the NPR
Debt collectors and creditors should get used to a new vocabulary when it comes to the CFPB Notice of Proposed Rule. With a new roadmap for compliance, changes in third party operations are inevitable, especially when it comes to receiving information from its creditor clients.
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How To Send the Electronic Validation Notice with E-Sign Consent
Let's discuss how to send and deliver the electronic validation notice and disclosures while gaining E-Sign consent.
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Don’t Confuse the “E’s”: Email and E-Sign Require Different Consents in the NPR
Email and E-Sign Require Different Consents in the NPR. Attorney and industry advocate Joann Needleman joins DAKCS as our guest industry expert diving deep into the CFPB Notice of Proposed Rule. Today she focuses on email and E-Sign requiring different consents in the Notice of Proposed Rule.
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Don’t Wait until There is a Final Rule; It’s Time to Start Thinking about Email, Text & Electronic Communication
Start to create a communication strategy as the CFPB Notice of Proposed Rule is here. Now that the Proposed Rule came into fruition, start thinking about ways to communicate via email, text, and electronically. With attorney and industry advocate Joann Needleman joining DAKCS as our guest industry expert we are diving deep into the CFPB ...
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DAKCS Introduces Compliance Conversation Series with Industry Advocate, Joann Needleman.
CFPB has issued Notice of Proposed Rule. DAKCS is excited to introduce attorney and industry advocate Joann Needleman as guest compliance thought leader. Joann brings experience and insight as a navigator and strategist to assist in the regulatory changes the debt collection industry is facing today. Recently PDCflow interviewed Joann Needleman as she is making ...
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Putting Your Security at the Forefront.
DAKCS battens down the hatches to allow customers to have a better night’s sleep. Commitment to security and compliance have always been integral blocks of the DAKCS DNA and a huge part of the #DAKCSdifference. In our recent Grow With DAKCS article series we address five main reasons SaaS is important for your business, and ...
HIPAA Secure
Why HIPAA Security Matters.
Protecting your data is increasingly important in today’s environment of data breaches. As part of the DAKCS SOC 2 attestation, we have implemented the security requirements to prevent, detect, contain, and correct any HIPAA security violations. For the medical collection industry, validating the business agreements we sign with an audited certification shows that we are ...